Theretirementcafe.blogspot.com

I apologize for the lengthy surprise interruption of posts at The Retirement Cafe. The disruption was the result of personal issues that are now largely resolved, so I can resume blogging. I will, however, be changing the focus of the posts somewhat...

Well-read retirees will no doubt recognize the terms "Safety First" and "sustainable withdrawal rates (SWR)". "Safety First" refers to a retirement-spending strategy in which retirees first cover their essential retirement spending needs with assets...

Staying home and social-distancing is a pain but it does have an upside. It creates an opportunity to catch up on reading and perhaps gain a new perspective. The following are some excellent columns and one video that may help pass some of that time...

Do I believe there is an unacceptable risk that during my retirement the economy will not look like the recent past but will suffer from a major disruption (a pandemic, 70s-style low stock returns and high inflation, a depression, etc.) that should be...

I recently received an email from a retired couple I work with noting that the market had fallen 20% at that point and asking what they should do. The wife admitted that she was beginning to feel a bit anxious. "You actually don't need to do anything...