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Most Canadians would be shocked to learn that it is three times more expensive to eliminate one dollar of their debt using credit counselling compared with a consumer proposal! Eliminating one dollar of your debt by making a consumer proposal is a terrific...

Deciding whether filing a consumer proposal is the right choice for you can be a big decision and a stressful one at that. Regardless of the outcome, a good place to start is by meeting with a Licensed Insolvency Trustee (for more information on L.I...

If you were to lose your job today, do you have enough funds to live off of for a few months before you found a new job?  For many people the answer is no.  This is where I feel emergency funds are very important (at least for us).  For most individuals...

Plain bad luck can force people to hit the wall financially. They may think that filing for personal bankruptcy is the only way out – but it isn’t. People hit the wall financially for a variety of reasons. Sometimes it’s through carelessness but even...

We are pleased to announce that we have published a series of articles under the heading of “What You Should Know If You Cannot Pay Your Student Loans”. This content is broken down into a series of four articles: Student Loan Debt: Background Information...