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  • If an insurance agent pitches you an “indexed annuity,” here is something to ask: What fabulous prize are you helping him, or her, to win? The question springs from a probe under way by Sen. Elizabeth Warren (D., Mass.) targeting sales incentives for...

  • We first featured well known fiduciary advocate in our Exclusive Interview series nearly four years ago. He’s always been riding the crest of the leading wave. With a background in legal, financial, and academic matters, he has never failed to offer...

  • In my last post, The Mortgage is Dead; Long Live the (Reverse) Mortgage, I wrote about retirement researchers' renewed interest in an improved reverse mortgage product, the Home Equity Conversion Mortgage, or HECM. The post spawned a great conversation...

  • What the Heck Happened to Fidelity?
    via livingstingy.blogspot

    Fidelity is starting to act like Motley Fool and this is not a good thing. We have been with Fidelity for over 20 years.  And for over 20 years, we've never really noticed they were there.  Like most young adults, we started the account on advice of...

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  • Are you on the cusp of retirement or in its early phases and thinking about relocating to a city more pleasant and conducive to your lifestyle? And with a reasonable cost of living? Think twice about coastal towns. These tend to be pricey and may be...

  • The shift toward fee-based annuities continues to gain traction as insurance companies adapt to regulatory changes, particularly after the introduction of the Department of Labor’s fiduciary rule. Major firms have been expanding their fee-based variable...

  • Many Americans are now living to age 100 and beyond, and while this is a positive trend, it can present financial challenges. Living a long life means planning carefully to avoid outliving your savings. To help ensure financial security in retirement...

  • People often purchase fixed annuities for two main reasons: their principal is safeguarded, and they receive a fixed rate of return, along with the option for lifetime income payments. However, Bob Richards of Learn Bonds highlights additional benefits...

  • The Jackson Life LifeGuard Freedom 6SM Net Guaranteed Minimum Withdrawal Benefit (GMWB) is available as an optional rider on Jackson National’s Perspective II variable annuity. This rider provides a guaranteed minimum withdrawal amount for the lifetime...

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