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When taking out a mobile phone contract in the UK, you’ll normally need to undergo a credit check. Find out what this involves and discover alternative “no credit check” deals. In the UK, you’ll normally need to undergo a credit check when applying...

1627 Credit scores are become a more and more important factor in our society. Now a days it is often used in determining prices for both auto and homeowner insurance. Many employers reserve the right to do a credit check of job applicants, in the same...

Business owners are often faced with the need for more cash and mitigating that need can be tougher then one may think. First off, start-ups have almost no chance in getting a loan that is secured by the business without any personal co-signers because...

Two phrases – credit score and credit rating – are often used interchangeably, particularly when an individual has had a loan application declined and is anxious to know why he or she was turned down. Different lenders apply different criteria for assessing...

Most households have never checked their own credit report, research by consumer group Which? suggests. Consumers can be refused loans or credit on account of their credit score. They have been urged to regularly check what their rating is and work...